Ascendant Partners
Market Intelligence
Market Intelligence
Top IMBs & Brokers — Beyond the Size Rank
The same leaderboard, re-read for a purchase-focused originator. We add a ghost-factor
producing-LO estimate, per-LO economics, and a purchase-weighted re-rank —
then flag the call-center, captive, JV, refi/HELOC-led, and wholesale models that make raw size misleading.
Data as of June 16, 2026.
How to read this. Producing LOs = sponsored LOs × a segment/size ghost factor (the LOs estimated to
actually close loans). Purchase $ (est.) = 12-mo volume × purchase share — directional, since it assumes
purchase loans average the same size as the book. Purchase Rank re-orders each list by est. purchase $; the
▲/▼ shows the move vs. the volume rank. A very high
Vol/Producing LO is usually a handed-business signal (captive, JV, online), not reproducible
individual output. Mix labels are objective thresholds; purchase-focused = ≥60% purchase.
LO Trend is each shop's producing-LO trajectory across the weeks the Gainers & Losers tracker has run (2026-01-27 → 2026-06-30) — the % is the net change over that window.
Independent Mortgage Banks
List criteria: ≥10,000 units and ≥30% purchase (by count) over trailing 12mo
IMB: biggest purchase-rank faller
Better Mortgage Corporation — #15 by volume → #21 by purchase $ (-6); 45% purchase.
IMB: biggest purchase-rank climber
American Neighborhood Mortgage Acceptance Company LLC — #17 → #15 (+2); 78% purchase.
IMB: least purchase-oriented
loanDepot.com, LLC — only 32% purchase (45% refi / 23% HELOC).
IMB: highest volume per producing LO
Prosperity Home Mortgage, LLC — $20.6M/producing LO on ~371 producing LOs (often a captive/JV/online signal, not reproducible individual output).
| # | Company | Loan Vol | Producing LOs | LO Trend (YTD) | Vol / Prod LO | Purchase Mix | Purchase $ (est.) | Purch / Prod LO | Purchase Rank |
|---|---|---|---|---|---|---|---|---|---|
| 1 |
CrossCountry Mortgage, LLC
NMLS 3029
PURCHASE-FOCUSED
|
$50.59B | 3,5844,843 sponsored | +10% | $14.1M | 69% pur25% refi · 6% HELOC | $34.94B | 25.0 | #1• |
| 2 |
Guaranteed Rate, Inc.
NMLS 2611
PURCHASE-FOCUSED
|
$30.39B | 1,7692,390 sponsored | +7% | $17.2M | 71% pur24% refi · 5% HELOC | $21.61B | 28.4 | #2• |
| 3 |
Guild Mortgage Company LLC
NMLS 3274
PURCHASE-FOCUSED
|
$27.20B | 1,9812,677 sponsored | flat | $13.7M | 72% pur23% refi · 5% HELOC | $19.60B | 30.2 | #3• |
| 4 |
CMG Mortgage, Inc.
NMLS 1820
PURCHASE-FOCUSED
|
$25.05B | 1,5612,109 sponsored | flat | $16.0M | 73% pur20% refi · 6% HELOC | $18.41B | 28.8 | #5▼1 |
| 5 |
Fairway Independent Mortgage Corporation
NMLS 2289
PURCHASE-FOCUSED
|
$24.48B | 1,7862,414 sponsored | -4% | $13.7M | 77% pur20% refi · 3% HELOC | $18.91B | 30.1 | #4▲1 |
| 6 |
loanDepot.com, LLC
NMLS 174457
HELOC-HEAVYREFI-LED
|
$20.76B | 1,3671,847 sponsored | +11% | $15.2M | 32% pur45% refi · 23% HELOC | $6.62B | 17.3 | #9▼3 |
| 7 |
Movement Mortgage, LLC
NMLS 39179
PURCHASE-FOCUSED
|
$19.21B | 1,3171,780 sponsored | -3% | $14.6M | 74% pur25% refi · 1% HELOC | $14.13B | 29.5 | #6▲1 |
| 8 |
New American Funding, LLC
NMLS 6606
PURCHASE-FOCUSED
|
$16.29B | 1,9542,640 sponsored | +8% | $8.3M | 62% pur33% refi · 5% HELOC | $10.10B | 16.8 | #7▲1 |
| 9 |
American Pacific Mortgage Corporation
NMLS 1850
PURCHASE-FOCUSED
|
$10.12B | 1,3571,834 sponsored | -5% | $7.5M | 76% pur21% refi · 3% HELOC | $7.65B | 15.7 | #8▲1 |
| 10 |
Prosperity Home Mortgage, LLC
NMLS 75164
RE JVPURCHASE-FOCUSED
|
$7.63B | 371501 sponsored | -1% | $20.6M | 79% pur20% refi · 1% HELOC | $6.02B | 41.6 | #11▼1 |
| 11 |
NFM Lending, LLC
NMLS 2893
PURCHASE-FOCUSED
|
$7.44B | 513693 sponsored | flat | $14.5M | 81% pur18% refi · 0% HELOC | $6.05B | 31.2 | #10▲1 |
| 12 |
Union Home Mortgage Corp.
NMLS 2229
PURCHASE-FOCUSED
|
$7.22B | 642867 sponsored | -4% | $11.2M | 70% pur25% refi · 5% HELOC | $5.06B | 28.6 | #13▼1 |
| 13 |
Guaranteed Rate Affinity, LLC
NMLS 1598647
RE JVPURCHASE-FOCUSED
|
$6.90B | 340459 sponsored | -5% | $20.3M | 81% pur18% refi · 1% HELOC | $5.61B | 36.3 | #12▲1 |
| 14 |
Everett Financial, Inc.
NMLS 2129
PURCHASE-FOCUSED
|
$4.84B | 533773 sponsored | +5% | $9.1M | 75% pur21% refi · 4% HELOC | $3.65B | 21.3 | #14• |
| 15 |
Better Mortgage Corporation
NMLS 330511
ONLINEHELOC-HEAVY
|
$4.44B | 366530 sponsored | -22% | $12.1M | 45% pur24% refi · 31% HELOC | $1.98B | 16.4 | #21▼6 |
| 16 |
Lower, LLC
NMLS 1124061
PURCHASE-FOCUSED
|
$4.34B | 415601 sponsored | -5% | $10.5M | 66% pur29% refi · 5% HELOC | $2.85B | 21.2 | #18▼2 |
| 17 |
American Neighborhood Mortgage Acceptance Company LLC
NMLS 338923
PURCHASE-FOCUSED
|
$4.21B | 428621 sponsored | -5% | $9.8M | 78% pur21% refi · 1% HELOC | $3.27B | 22.1 | #15▲2 |
| 18 |
Atlantic Bay Mortgage Group, L.L.C.
NMLS 72043
PURCHASE-FOCUSED
|
$3.87B | 193279 sponsored | -2% | $20.0M | 81% pur16% refi · 3% HELOC | $3.13B | 51.2 | #16▲2 |
| 19 |
Synergy One Lending, Inc.
NMLS 1907235
PURCHASE-FOCUSED
|
$3.85B | 249361 sponsored | -20% | $15.5M | 75% pur18% refi · 6% HELOC | $2.90B | 31.8 | #17▲2 |
| 20 |
Neighborhood Loans, Inc.
NMLS 222982
PURCHASE-FOCUSED
|
$3.41B | 263381 sponsored | +9% | $12.9M | 81% pur16% refi · 3% HELOC | $2.76B | 35.7 | #20• |
| 21 |
Flat Branch Mortgage, Inc.
NMLS 224149
PURCHASE-FOCUSED
|
$3.40B | 210304 sponsored | flat | $16.2M | 81% pur18% refi · 0% HELOC | $2.77B | 52.6 | #19▲2 |
| 22 |
Vanderbilt Mortgage and Finance, Inc.
NMLS 1561
BUILDERPURCHASE-FOCUSED
|
$3.05B | 214310 sponsored | +5% | $14.3M | 64% pur35% refi · 1% HELOC | $1.96B | 32.3 | #22• |
Mortgage Brokers
List criteria: >$1B closed volume over trailing 12mo
Broker: biggest purchase-rank faller
West Capital Lending, Inc. — #3 by volume → #16 by purchase $ (-13); 10% purchase.
Broker: biggest purchase-rank climber
Affordable Mortgage Advisors, LLC — #22 → #13 (+9); 83% purchase.
Broker: least purchase-oriented
ZOOM HOME LENDING LLC — only 3% purchase (98% refi / 0% HELOC).
Broker: highest volume per producing LO
MTH MORTGAGE, LLC — $66.9M/producing LO on ~50 producing LOs (often a captive/JV/online signal, not reproducible individual output).
Broker: excluded from purchase re-rank (wholesale)
United Wholesale Mortgage, LLC, The Loan Store, Inc. — wholesale; in-house LO count not comparable.
| # | Company | Loan Vol | Producing LOs | LO Trend (YTD) | Vol / Prod LO | Purchase Mix | Purchase $ (est.) | Purch / Prod LO | Purchase Rank |
|---|---|---|---|---|---|---|---|---|---|
| 1 |
Barrett Financial Group, L.L.C.
NMLS 181106
PURCHASE-FOCUSED
|
$11.87B | 1,1682,336 sponsored | +10% | $10.2M | 64% pur34% refi · 2% HELOC | $7.60B | 15.3 | #1• |
| 2 |
United Wholesale Mortgage, LLC
NMLS 3038
WHOLESALE
|
$9.78B | 1225 sponsored | — | $815M | n/a | — | — | — wholesale |
| 3 |
West Capital Lending, Inc.
NMLS 1566096
HELOC-HEAVYREFI-LED
|
$9.69B | 7841,567 sponsored | +21% | $12.4M | 10% pur37% refi · 53% HELOC | $1.01B | 5.0 | #16▼13 |
| 4 |
NEXA Mortgage, LLC
NMLS 1660690
PURCHASE-FOCUSED
|
$9.37B | 1,9063,812 sponsored | +7% | $4.9M | 66% pur28% refi · 6% HELOC | $6.15B | 9.4 | #3▲1 |
| 5 |
Edge Home Finance, LLC
NMLS 891464
PURCHASE-FOCUSED
|
$9.20B | 6481,295 sponsored | +6% | $14.2M | 71% pur28% refi · 1% HELOC | $6.58B | 25.5 | #2▲3 |
| 6 |
C2 Financial Corporation
NMLS 135622
|
$5.79B | 5781,155 sponsored | flat | $10.0M | 54% pur39% refi · 7% HELOC | $3.14B | 8.9 | #4▲2 |
| 7 |
E Mortgage Capital, Inc.
NMLS 1416824
REFI-LED
|
$5.63B | 5001,000 sponsored | -16% | $11.3M | 38% pur55% refi · 7% HELOC | $2.15B | 9.3 | #9▼2 |
| 8 |
Xpert Home Lending Inc.
NMLS 2179191
PURCHASE-FOCUSED
|
$4.11B | 391662 sponsored | -2% | $10.5M | 64% pur33% refi · 3% HELOC | $2.62B | 13.8 | #6▲2 |
| 9 |
Loan Factory, Inc.
NMLS 320841
|
$3.79B | 1,5462,620 sponsored | +4% | $2.5M | 59% pur38% refi · 3% HELOC | $2.22B | 3.3 | #8▲1 |
| 10 |
MTH MORTGAGE, LLC
NMLS 167881
BUILDERPURCHASE-FOCUSED
|
$3.35B | 5085 sponsored | -7% | $66.9M | 93% pur8% refi · 0% HELOC | $3.10B | 172.9 | #5▲5 |
| 11 |
Go Rascal Inc.
NMLS 2072896
PURCHASE-FOCUSED
|
$3.34B | 245416 sponsored | +12% | $13.6M | 70% pur29% refi · 1% HELOC | $2.34B | 19.5 | #7▲4 |
| 12 |
THE TURNKEY FOUNDATION INC.
NMLS 236669
PURCHASE-FOCUSED
|
$2.89B | 224379 sponsored | +10% | $12.9M | 61% pur34% refi · 5% HELOC | $1.77B | 13.9 | #10▲2 |
| 13 |
United American Mortgage Corporation
NMLS 1942
|
$2.65B | 110186 sponsored | +8% | $24.1M | 60% pur34% refi · 6% HELOC | $1.58B | 20.1 | #12▲1 |
| 14 |
ENSURE HOME LOANS LLC
NMLS 1666674
REFI-LED
|
$2.22B | 179304 sponsored | +13% | $12.4M | 21% pur79% refi · 0% HELOC | $471M | 5.0 | #23▼9 |
| 15 |
UMortgage LLC
NMLS 1457759
PURCHASE-FOCUSED
|
$2.20B | 137232 sponsored | +4% | $16.1M | 72% pur27% refi · 1% HELOC | $1.59B | 29.4 | #11▲4 |
| 16 |
United Lending Team, INC
NMLS 2273319
REFI-LED
|
$1.90B | 223378 sponsored | +20% | $8.5M | 39% pur60% refi · 0% HELOC | $749M | 8.8 | #20▼4 |
| 17 |
Secure Choice Lending
NMLS 1689518
PURCHASE-FOCUSED
|
$1.81B | 124210 sponsored | +5% | $14.6M | 67% pur27% refi · 6% HELOC | $1.20B | 22.0 | #14▲3 |
| 18 |
VEMA MORTGAGE LLC
NMLS 1019911
REFI-LED
|
$1.62B | 5389 sponsored | +15% | $30.6M | 16% pur84% refi · 0% HELOC | $263M | 10.4 | #24▼6 |
| 19 |
The Loan Store, Inc.
NMLS 1121650
WHOLESALE
|
$1.60B | 1017 sponsored | — | $160M | n/a | — | — | — wholesale |
| 20 |
ZOOM HOME LENDING LLC
NMLS 2620616
REFI-LED
|
$1.54B | 4983 sponsored | +19% | $31.3M | 3% pur98% refi · 0% HELOC | $45.5M | 2.6 | #26▼6 |
| 21 |
Coast2Coast Mortgage, LLC
NMLS 376205
HELOC-HEAVY
|
$1.49B | 215365 sponsored | +6% | $6.9M | 73% pur0% refi · 27% HELOC | $1.08B | 14.6 | #15▲6 |
| 22 |
Affordable Mortgage Advisors, LLC
NMLS 139164
PURCHASE-FOCUSED
|
$1.46B | 107182 sponsored | flat | $13.7M | 83% pur17% refi · 0% HELOC | $1.21B | 35.6 | #13▲9 |
| 23 |
Answer Home Lending, Inc.
NMLS 2343805
PURCHASE-FOCUSED
|
$1.43B | 133225 sponsored | +8% | $10.8M | 69% pur27% refi · 4% HELOC | $995M | 16.0 | #17▲6 |
| 24 |
Equity Smart Home Loans, Inc.
NMLS 856170
|
$1.33B | 378640 sponsored | +5% | $3.5M | 59% pur33% refi · 8% HELOC | $777M | 3.5 | #19▲5 |
| 25 |
Nationwide Loans, Inc
NMLS 1799965
|
$1.21B | 69117 sponsored | +3% | $17.6M | 54% pur40% refi · 6% HELOC | $658M | 16.5 | #21▲4 |
| 26 |
Guidance Residential, LLC
NMLS 2908
PURCHASE-FOCUSED
|
$1.13B | 5695 sponsored | +2% | $20.2M | 75% pur25% refi · 0% HELOC | $842M | 37.4 | #18▲8 |
| 27 |
Saxton Mortgage, LLC
NMLS 1717191
REFI-LED
|
$1.12B | 86145 sponsored | +34% | $13.0M | 10% pur88% refi · 2% HELOC | $117M | 2.8 | #25▲2 |
| 28 |
Clear Mortgage Capital, Inc.
NMLS 1935005
HELOC-HEAVY
|
$1.10B | 126214 sponsored | -4% | $8.7M | 44% pur36% refi · 20% HELOC | $482M | 8.0 | #22▲6 |